Finding the right auto insurance can be as hard as finding that perfect vehicle. With so many different options and coverages it can get a bit confusing. Then it’s off to find the best price. Calling several different insurers and trying to compare apples to apples while still trying to enjoy the day is tough. Here at Wheeler Insurance Read More ...
Your home is your largest asset along with your personal property. It’s important to protect them and understand how it works. We cover many types of home insurance, from Renters, Homes, Manufactured Homes, Condo’s, Rental Properties, Vacant land, Vacant homes, Farm/Ranch, etc. The options are amazing when you work with us. As an Independent Agency Read More ...
Commercial or Business Insurance has so many working parts to it. It’s very important to choose the right Agent to assist with your needs. We are committed to spending time with you to understand your insurance needs, and will work with you to put an insurance program in place that will offer competitive rates with Read More ...
If protecting your love one’s is a priority to you then it’s important to know your options and how life insurance works. We are not high pressure life sales people. We care enough to ask and to educate so know your in a safe zone. Ask yourself these questions to help gauge your needs: Do Read More ...
Products & Services.... Click on image for more information.
The market inflation is driving above-average premium increases Starting this summer many homeowner policies may see higher average premium changes at renewal than they’re used to. The inflation guard component of a home policy increases each year to reflect the gradual increase in the cost to rebuild a home, ensuring that homeowners continue to have Read More …
It’s a newer coverage that many insurance companies have started to offer. It’s essentially like a home warranty program for those major items in your home. The following details all come from Safeco’s coverage plan. How much is it? $2.00 a month How much does it cover? $50,000 in coverage How much is the deductible? Read More …
These are policies that offer you more protection. Once you’ve exhausted your limits within your auto policy and/or home, this type of policy will kick in and give you an extra 1 Million+ in coverage. They come in personal use and in commercial (business) use. A C.L.U.P. is a Commercial Liability Umbrella, so it will Read More …
Not cleaning up grass clippings in the road, after mowing can cause motorcycle accidents? The grass reduces a drivers traction causing them to lose control of the motorcycle. They describe it as like driving on a sheet of ice. Many motorcyclists have lost their lives or being severely injured due to these clippings. It’s also Read More …
Workers‘ compensation coverage is an insurance policy that protects employees under state laws and provides medical care, death, disability, and rehabilitation benefits for workers who are injured or killed while on the job In many states you are not required to carry the coverage until you have a certain number of employees. Does this mean you don’t need the coverage? The short Read More …
This is a newer very important coverage item for businesses. We are constantly hearing about data breaches on the news. We’ve seen big companies such as Nintendo, Target, GoDaddy, Marriot, Norwegian Cruise Line, LabCorp, Microsoft, Facebook and Home Depot all have compromised data. How do you protect your company and is this coverage worth it? Read More …
As we celebrate 5 years in business, we’d like to thank you for considering to support our small business. If you’re already a customer, then you know you’re like family to us. If you are a part of our circle of referral partners, we can’t say how much we appreciate you. We appreciate everyone’s ongoing Read More …
There are many items covered within your renter’s insurance policy but today we’re just going to focus on Loss of Use coverage. Please look for future blogs on other coverages. Loss of Use Loss of Use coverage is automatically included with your renter’s policy but it’s based on a % of your personal property coverage. Read More …
We all understand that we must protect our investment(s) and place insurance on it. When people co-own items such as a rental home or a commercial building they often forget to mention this to their Insurance Agents. Why is this important? It’s vital that you’re listed as an “insured” on the insurance policy if your Read More …
Did you know your Landlord or Property Managements policy does not cover your personal property? Did you know that if your neighbor’s apartment floods due to a pipe burst, and that water gets into your apartment and damages all of your items, without renters’ insurance you have no coverage for all of your damaged items? Read More …
