What is this coverage? This is an endorsement you can add to your homeowner’s insurance policy. It allows you to have coverage for any sewer/water leaks into your home, i.e. sewer back up, sump pump failure, water main failure. Isn’t that all bundled in my Homeowner’s coverage? No, it is not included and neither are floods (another important Read More …
We all think with our hearts and not our heads sometimes. And when it comes to our largest asset, our home, our thoughts can be very emotion based. Here’s what you should know before you put a claim in for your home. Here’s the scenario (and it’s a real past customer story however I did Read More …
Hello, I’m Heather. I am a wife to an amazing husband and we have three beautiful daughters. Family is everything to us! I am originally from Scottsdale, Arizona and then in 2012 we moved to the Kansas City area for my husband. He had a great job opportunity that we couldn’t resist. I must say Read More …
A standard homeowner’s or renter’s policy will cover many personal items however there are a few things you should be aware. There are limitations such as loss due to fire or theft. Your home or renters policy may cover jewelry but is it enough and what’s the deductible? How much is left after that?? Jewelry: Read More …
Are comprehensive and collision required? No, once your vehicle is paid off you don’t need that extra coverage. Once you have made the final payment, you are no longer obligated by the lender to keep full coverage. So if it’s no longer needed to satisfy your lender, and it’s not required by the state, why do Read More …
