What is a C.L.U.P, P.L.U.P, Umbrella or Excess Policy?

These are policies that offer you more protection. Once you’ve exhausted your limits within your auto policy and/or home, this type of policy will kick in and give you an extra 1 Million+ in coverage.  They come in personal use and in commercial (business) use.  A C.L.U.P. is a Commercial Liability Umbrella, so it will Read More …

Cyber Liability 101

This is a newer very important coverage item for businesses.  We are constantly hearing about data breaches on the news.  We’ve seen big companies such as Nintendo, Target, GoDaddy, Marriot, Norwegian Cruise Line, LabCorp, Microsoft, Facebook and Home Depot all have compromised data.  How do you protect your company and is this coverage worth it?  Read More …

Thank you for supporting small businesses!

As we celebrate 5 years in business, we’d like to thank you for considering to support our small business.  If you’re already a customer, then you know you’re like family to us. If you are a part of our circle of referral partners, we can’t say how much we appreciate you.  We appreciate everyone’s ongoing Read More …

What now?? All about the Corona Virus and your business

You’re a business owner and this corona virus (COVID-19) has limited your business hours and now your business has been deemed a non-essential business.  It was mandated by the Mayor.  Will your commercial insurance help protect you from the loss of income? This is a very common concern and one we’ve addressed for many of Read More …