Renters Insurance

There are many items covered within your renter’s insurance policy but today we’re just going to focus on Loss of Use coverage.  Please look for future blogs on other coverages. Loss of Use Loss of Use coverage is automatically included with your renter’s policy but it’s based on a % of your personal property coverage. Read More …

What’s the difference between an Additional Insured vs Additional Interest?

We all understand that we must protect our investment(s) and place insurance on it.  When people co-own items such as a rental home or a commercial building they often forget to mention this to their Insurance Agents.  Why is this important? It’s vital that you’re listed as an “insured” on the insurance policy if your Read More …

Why Renter’s Insurance? How does it work to protect me?

Did you know your Landlord or Property Managements policy does not cover your personal property? Did you know that if your neighbor’s apartment floods due to a pipe burst, and that water gets into your apartment and damages all of your items, without renters’ insurance you have no coverage for all of your damaged items? Read More …

What now?? All about the Corona Virus and your business

You’re a business owner and this corona virus (COVID-19) has limited your business hours and now your business has been deemed a non-essential business.  It was mandated by the Mayor.  Will your commercial insurance help protect you from the loss of income? This is a very common concern and one we’ve addressed for many of Read More …

Did you know??

That you can start the clean-up process and even open up walls in your home if you have a loss?  For example, let’s say you and your spouse go out for a nice dinner.  You return home to find your whole kitchen and dinning room flooded, the wood floors are buckled and the walls are Read More …

How Can They Do That??

We get a lot of questions and this one is definitely one of the most common one’s.  Please feel free to contact us with any other insurance questions/concerns so we can help answer them for you. How can the insurance company add my 18-year-old to my policy without my permission? If your child is still Read More …